Charlie 
I’ve spent years helping merchants navigate the complex world of payment processing, and I can tell you that chargebacks are more than just a minor inconvenience—they’re a serious threat to your bottom line. When a customer initiates a chargeback, you don’t just lose the sale. You also get hit with fees that can quickly add … Read more
In this guide, I’ll walk you through everything you need to know about Visa’s chargeback policies, from time limits and thresholds to the dispute resolution process. Whether you’re a new business owner or a seasoned merchant looking to minimize your chargeback ratio, this information will help you protect your bottom line and maintain a healthy … Read more
Credit card theft is alarmingly common these days. In 2024 alone, credit card fraud was the second most common type of identity theft in the U.S., with 389,737 reports. In this guide, I’ll walk you through exactly what to do if your credit card number gets stolen, how to recover from the situation, and most … Read more
If you’ve spotted something suspicious on your bill, you’re not alone. With Americans disputing a staggering $83 billion in charges in 2024, knowing when and how to dispute a charge has become an essential financial skill. In this post, I’ll walk you through the legitimate reasons to dispute a credit card charge and share the … Read more
I want to share what I’ve learned about handling SamCart chargebacks effectively. Chargebacks aren’t just annoying – they can seriously hurt your business. With the average chargeback rate across industries hovering around 0.60% (that’s 6 out of every 1,000 transactions), this is a problem that affects nearly every online seller at some point. And with … Read more
Whether it’s an unauthorized transaction, a duplicate charge, or a purchase that didn’t meet expectations, knowing how to dispute Apple Pay charges is essential for protecting your finances. In this guide, I’ll walk you through the entire process of disputing Apple Pay transactions, whether you’re using an Apple Card or another credit or debit card. … Read more
As a WooCommerce store owner, I’ve learned that chargebacks are more than just an occasional nuisance—they’re a serious threat to my bottom line. These customer-initiated payment reversals can drain profits, waste time, and damage business relationships. After dealing with several painful chargebacks myself, I’ve compiled this comprehensive guide to help fellow online merchants tackle this … Read more
Have you ever sent money to someone through Zelle and immediately regretted it? Maybe you accidentally sent $200 instead of $20, or worse, you realized you were scammed. I’ve been there, and it’s a stomach-dropping feeling. With Zelle processing a staggering $1 trillion in transactions in 2024 (a 27% jump from last year), more people … Read more
As an Amazon seller for several years, I’ve learned that chargebacks are an unfortunate reality of e-commerce. These transaction disputes can happen for various reasons, from legitimate customer concerns to occasional fraud attempts. With U.S. businesses facing a staggering $31 billion in annual chargeback losses, understanding how to manage these situations is crucial for your … Read more
In this comprehensive guide, I’ll walk you through everything you need to know about Stripe chargebacks – from understanding the fees and time limits to implementing effective prevention strategies. Whether you’re new to payment processing or looking to improve your existing chargeback management, this post will equip you with practical knowledge to protect your business. … Read more